Monday, May 5, 2014

You Get What You Need



I want to thank readers of the previous blog entry “Long Walk to Financial Freedom: Cutting the Cable Cord” for your support and comments. Since that entry, I bought a digital antenna for my television for $21 at Target. I get nine channels, including KCRA 3 (Sacramento NBC affiliate,), KOVR 13 (Sacramento CBS affiliate), KUVS (Sacramento Univision affiliate; hey, I need to improve my Spanish comprehension!), and KMAX (Sacramento CW affiliate).

No ABC shows? Maybe KXTV News 10 in Sacramento doesn’t offer a digital channel. If that’s the case, BOO!

Furthermore, I’m putting my DVD player to good use. I started checking out DVDs from my library, including “Lost: The Final Season,” “TheBig C: First Season,” and “Person of Interest: First Season.” I was surprised to find so many current titles at my local library. This could work!

I can’t use Roku because it requires an Internet connection, which I gave up with my television cable connection. I will wait about six months before I restore my Internet connection. In the meantime, I use the computer at, where else, the local library.

I still miss watching television that doesn’t break up because of bad reception from my antenna. But I’ve heard that a budget reflects one’s priorities. My biggest priority is getting myself out of debt.

I may not get what I want in terms of programming. But I have what I need. Oh, and my library has Seasons 1 through 3 of "Game of Thrones!"

Writing Diva

Thursday, May 1, 2014

Long Walk to Financial Freedom: Cutting the Cable Cord



(Note: This entry is the first of an occasional series on getting myself debt-free.)

Hello, my name is Writing Diva, and I need to get my financial house in order.

I hit rock bottom earlier this month when I prepared my household budget and realized that to live within my budget, I would have to forfeit food. Not happening.

One might wonder how I arrived at this nadir. Regardless of the salary cuts I have endured as a California state employee from 2009 through 2012, I am responsible for how I handle my finances. I neglected to ask myself repeatedly the basic question, “Can I afford it?” (I should have asked myself that same question in late 2006 when I bought my townhouse shortly before the housing bubble burst. But that’s a topic for another entry.)

My credit card payments couldn’t be cut. I could pay on time but only the minimum amount. As for my electricity/gas bill with Pacific Gas and Electric Company, I could cut my electricity usage, including air conditioning.

But the deepest cut came through my cable bill. On April 19, I canceled my television and Internet services. I still have my landline phone because I couldn’t bear to give up my phone number, which is easy for most people to remember. However, I will shop for a cheaper phone service.

Cutting cable was difficult. Every time I would try to cut my cable bill, my provider Comcast would either cut 10 percent from my bill or offer another slate of channels in addition to limited basic. I would watch my shows (“Scandal,” “Grimm,” “Mad Men,” “The Good Wife”) without complaint.

On April 19, however, I said, “Enough.” I unplugged the set-top box and took it to the Comcast store in Fairfield and canceled my television and Internet access.

When I left the store, I felt proud of myself until I arrived home. Silence. Nothing to turn on. No “Tonight Show with Jimmy Fallon.” No PBS, which meant farewell to “Downton Abbey” and “Nature.”

I think I’ve went only a handful of days in my life without the blaring of a television set nearby. I admit my life is so pathetic that I sometimes plan my days around what’s on the tube.

I read a historical romance that had an unexpectedly poor payoff. I’ve been searching for a part-time job online through the county library computers.

I expect to get a break in August when two loans are paid off and I receive a small (2 percent) raise in pay. But the walk just started.

Writing Diva

Thursday, January 16, 2014

2014 Oscar Nominations: An Embarrassment of Riches



Like an eager child on Christmas morning, I got up and turned on CNN at 5:37 a.m. today to watch this year’s Academy Award nominations. After Academy of Motion Picture Arts and Sciences President Cheryl Boone Isaacs and actor Chris Hemsworth finished announcing the nominees in the major categories, I noticed several surprises and major snubs.

Two big ones: No Tom Hanks for best actor in “Captain Phillips.” (What?) No love for indie “Fruitvale Station.” (Boo!)

OK, here are some of the major categories with surprises and snubs:

Surprise: “The Wolf of Wall Street” getting in because it’s such a divisive film. Although the American Film Institute named it one of the top 10 films of 2013, audiences rated by CinemaScore gave “Wolf” a “C” grade.
Snubs: A sour note for “Inside Llewyn Davis.” “Blue Jasmine,” director/writer Woody Allen’s take on “A Streetcar Named Desire,” was also left out, as were “Lee Daniels’ The Butler” and “Saving Mr. Banks.”

Leading Actor: Christian Bale, “American Hustle”; Bruce Dern, “Nebraska”; Chiwetel Ejiofor, “12 Years a Slave”; Matthew McConaughey, “Dallas Buyers Club”; Leonardo DiCaprio, “The Wolf of Wall Street.”
Surprise: DiCaprio, who won the Golden Globe for best actor in a comedy or musical.
Snubs: In one of the most competitive leading actor races in years, there were bound to be egregious exceptions. The last time Hanks received an Oscar acting nod was in 2000 for “Castaway.” Robert Redford, whose last acting nod was for best actor in 1973’s “The Sting.” He performed most of his own stunts in “All Is Lost.” Joaquin Phoenix, whose character had a love affair with a computer operating system in “Her.” Idris Elba, who portrayed antiapartheid leader and South African President Nelson Mandela in “Mandela:Long Walk to Freedom.” Up-and-comer Michael B. Jordan, who played the ill-fated Oscar Grant in “Fruitvale Station.” Forest Whitaker, who gave a subdued but strong performance as Cecil Gaines in “Lee Daniels’ The Butler.”

Leading Actress: Amy Adams, “American Hustle”; Cate Blanchett, “Blue Jasmine”; Dame Judi Dench, “Philomena”; Meryl Streep, “August: Osage County”; Sandra Bullock, “Gravity.”
Surprise: Although critics were split over “August,” hey, she’s Meryl Freaking Streep! She has earned her 18th record acting nomination.
Snubs: To make room for Streep, Emma Thompson’s portrayal of cantankerous author P.L. Travers in Disney’s “Saving Mr. Banks” was overlooked.

Supporting Actor: Barkhad Abdi, “Captain Phillips”; Bradley Cooper, “American Hustle”; Michael Fassbender, “12 Years a Slave”; Jonah Hill, “The Wolf of Wall Street”; Jared Leto, “Dallas Buyers Club.”
Surprise: Two, actually – Cooper and Hill.
Snubs: It would have been nice to honor the late James Gandolfini for “Enough Said,” whose gentle character closely matches his real-life persona. Also left out: Daniel Brühl for Ron Howard’s “Rush” and “Saturday Night Live” alum Will Forte for “Nebraska.”

Supporting Actress: Sally Hawkins, “Blue Jasmine”; Jennifer Lawrence, “American Hustle”; Lupita Nyong’o, “12 Years a Slave”; Julia Roberts, “August: Osage County”; June Squibb, “Nebraska.”
Surprise: Hawkins, who wasn’t nominated for this year’s Screen Actors Guild awards.
Snub: Oprah Winfrey of “Lee Daniels’ The Butler,” who was nominated for a SAG award.

Director: Alfonso Cuarón, “Gravity”; Steve McQueen, “12 Years a Slave”; Alexander Payne, “Nebraska”; David O. Russell, “American Hustle,” Martin Scorsese, “The Wolf of Wall Street.”
Surprise: Actually, none.
Snub: The problem with having up to 10 best picture nominees is that not all the directors can be nominated. No Paul Greengrass for “Captain Phillips.” No Spike Jonze for “Her.”

Surprise: I hadn’t heard of “Ernest & Celestine,” the story of a destitute bear who befriends an orphan mouse, until today. The film is in French.
Snub: “Monsters University,” one of the few instances that a Pixar animated feature was left in the cold.

Documentary: “The Act of Killing,” “Cutie and the Boxer,” “Dirty Wars,” “The Square,” “20 Feet From Stardom” (Yay!)
Surprise: Can’t say because I’m unfamiliar with the first four films.
Snub: No “Blackfish”?! The documentary about the capture of killer whales for amusement parks was both heartbreaking and chilling. I saw the trailer and was enraged.

The 86th Academy Awards, hosted by Ellen DeGeneres, will be held March 2 at the Dolby Theatre in Hollywood.